What is Crop Connect?
We make investments in agriculture REAL (reasonable, accessible, easy, and less risky) through innovative community funding of value-chain projects and the creation of value-driven channels
Do you guarantee a return for the investment made?
Crop Connect does not guarantee yield, repayment, or return on investments. Principal loss is an inherent risk in investing or lending through the platform. Crop Connect will endeavor to provide transparent and needed information as a reference in lending or investing activities.
How do you manage the risk involved in funding a project?
We mitigate risk in the funding of agricultural projects by managing farmer, economic, and environmental-related risks. To know more click this link (link to section in website). With assortment of farmers, crops and projects supported across different regions, the effects of natural disasters are mitigated thru investment diversification
Farmer Risk. Farmers are verified and vetted thru the assistance of local government unit (barangay clearance) and network referral system. Application, interview and internal assessment is done to ensure only qualified farmers are allowed to join the program.
Economic Risk. Farmers are provided access to crop insurance which is integrated in the capital raised for the farmer. Farmers crop are marketed and linked to network, partner communities and partner entities in the value chain to dampen effects of volatile market pricing
Environmental Risk. Farmers are given access to capital to use for crop protection products so pests can be prevented. Farmers are also provided with exclusive access to agronomists that provide on-field and online assistance promoting pest prevention/mitigation best practices and latest farming technology to enhance yield.
How incentive or return is disbursed?
Profit is disbursed thru the nominated bank account once project is completed. Timing is depending on the duration of project selected.
What happens if unavoidable circumstances happen in the agricultural project?
The company and its representatives are experienced in dealing with agricultural factors and is working with relevant industry experts to deal with circumstances that may adversely affect the productivity and profitability of agricultural projects. In worst-case scenarios, we shall provide facts and necessary documents to justify and explain loss.
Is there a contract or agreement with the funded project?
Yes. The company shall facilitate the contract/agreement between the funder and the beneficiary/proponent/owner of the agricultural project.
How will the beneficiary get the money?
The Fund (in cash and in-kind/products) will be released in stages, and milestones depending on the project to ensure timing and optimization of resources used for the agricultural project. Never late nor early but always on time.
How do you find/look for agricultural projects?
Our agricultural network (composed of dealers, farmers, cooperatives, traders, dealers, and government) provides potential projects and farmers to support. We then further do our own due diligence and verification and support according to our “must-haves”/”non-negotiables” and established parameters for project selection